If you are operating as a sole trader or small business owner you have a responsibility to your customers, clients, suppliers, employees, and the general public if their property is damaged as a result of your business activities.

Public Liability insurance is designed to protect you, your business, and your employees against compensation awarded for claims of negligence arising from property damage and the legal costs of a defending a claim.

If you are operating as a sole trader or small business owner you have a responsibility to your customers, clients, suppliers, employees, and the general public if their property is damaged as a result of your business activities.

Public Liability insurance is designed to protect you, your business, and your employees against compensation awarded for claims of negligence arising from property damage and the legal costs of a defending a claim.

Unfortunately, the likelihood of a claim is unpredictable and just one simple event, whether you're found liable not, could have a devastating effect upon business, as well as damaging your reputation.