InstaPay provides financial solutions for the transportation industry in the United States. We offer flat rate factoring with same-day payments and no contracts - ever.

Don't wait 30 days to get paid. Our factoring company for carriers pays you within 24 hours - no additional fees. Access your cash flow today.

Our truck factoring services streamline the process of getting paid for brokers, too. We QuickPay your carriers while you focus on business.

Borrow up to $5M with a flexible credit line. Our revolving line of credit lets you borrow and only pay for what you actually use.

CONVENIENCE

Don't wait to receive payments from your clients- try InstaPay, the first freight factoring company for trucking that has one flat rate, same-day funding, and no signup or termination fees. Apply now and get approved on the same day.

IT'S SIMPLE

Our trucking factoring solutions are tailored to meet your needs. Get signed up in minutes for our standard 3 percent non-recourse product for carriers, or request a quote if your fleet is more than five trucks in size.

SAME-DAY PAY

As soon as the load is processed, you get your money. In most cases, our truck factoring service can return payment to you that day or the next. You'll no longer need to wait weeks for payments to show up in your account. This ensures that you'll have the capital you need for payroll, maintenance, fuel and more.

COLLECTIONS ON US

When you pick InstaPay, we handle all invoicing and collections for you. Whether you're a carrier or a broker, our truck factoring services streamline the process of getting paid for your hard work. Just upload your invoices to our online portal and we take care of the rest.