Credit bureau Experian released a report that said Memphis-area consumers shoulder the highest debt among residents of the top 15 U.S. major metropolitan areas. The average debt per consumer in the Memphis area was $28,240. Memphis also have the lowest credit score among the top 20 metro areas in the nation with an average VantageScore from Experian of 708 out of a range of 300 to 850. This piece of information alone justifies growth of Memphis credit repair companies. Credit Repair Memphis aim to get your credit score to the minimum level ( 620 ) required for conventional mortgage. In Memphis metro area Credit Repair Memphis have around 50.7% of people with poor ( 550 - 649 ) or very poor credit score ( 350 - 550 ). Just 30.7% of population in Memphis has Excellent credit score ( 750 - 850 ). There is no quick fix for a bad credit score. If you are serious about credit repair, the first step to credit restoration is choosing a legitimate credit repair company in Memphis TN. Call our local number 901-979-9730 and learn how to clean up your credit report, improve your credit score and choose a reputable Memphis credit repair company. Get a free credit repair consultation today.