Christensen Financial Inc. is a mortgage lender located in St. Louis, Missouri. They offer various loan programs including conventional, reverse, and government mortgage loans. They are dedicated to fair and equitable lending practices and offering the best opportunities for every potential homeowner.

St. Louis Home Loans & Mortgage Lender

When you are thinking about buying a new home in the St. Louis area, it's always a good idea to find an experienced mortgage company with a variety of loan programs available. Christensen Financial (CFI) is the mortgage lender St. Louis residents trust to get them the best deal on their home loan, mortgage refinance loan, or reverse mortgage.

Prequalification: Getting Started on the Loan Process

If you are a first-time homebuyer or it's been a while since you've purchased your current home, knowing what to expect when you speak with a loan officer is helpful.

Typically, the first step in the mortgage process is getting prequalified. During prequalification, you'll work with a loan officer to get a rough estimate of the size of the loan you can qualify to take out. Factors including your income, debt, and employment status all come into play when determining the potential loan amount you are eligible for.